Giving health consumers more skin in the game doesn’t always lead to them making sound health decisions.
These rational health consumer theory-busting findings were published in the June 2013 issue of the Health Affairs article, Consumer-Directed Health Plans Reduce The Long-Term Use of Outpatient Physician Visits And Prescription Drugs by Paul Fronstin of the Employee Benefit Research Institute and colleagues from IBM and RxEconomics, a health policy consulting firm.
“The plan’s incentives should support health improvement and the use of high-value care that could reduce future care needs,” the authors say, quoting Regina Herzlinger, a godmother of consumer-directed health.
2. High deductibles can motivate people to avoid necessarily health care services and products to save money.
First Posted at Health Populi on 06/10/13